TERMS OF SERVICE

Effective Date: February 25, 2026

1. Acceptance of Terms

By accessing this website or purchasing services from DMI Enterprises (“Company,” “we,” “our,” or “us”), you agree to be legally bound by these Terms & Conditions.

If you do not agree, you must not use this website or purchase services.

2. Nature of Services

DMI Enterprises provides financial profile consulting and reporting accuracy services.

We are not:

  • A lender

  • A financial institution

  • A credit bureau

  • A law firm

  • A government agency

We do not provide legal advice or financial guarantees.

Our services focus on structured reporting correction, financial profile reconstruction, and strategic positioning.

3. No Guarantee of Specific Outcomes

Results vary based on:

  • Individual reporting history

  • Creditor and reporting agency responses

  • Accuracy of information provided

  • Client participation

  • External third-party actions

DMI Enterprises does not guarantee:

  • Specific deletions

  • Score increases

  • Approval decisions

  • Funding outcomes

  • Timeline results

  • Removal of specific accounts

All services are provided on a structured, best-effort basis.

4. Client Responsibilities

By enrolling in services, you agree to:

  • Provide accurate and truthful information

  • Submit all required intake documentation

  • Respond to communication requests promptly

  • Provide requested supporting documentation

  • Follow structured guidance

  • Maintain active participation in the process

Failure to cooperate may impact outcomes and void eligibility for performance review consideration.

5. Payment Terms

All service fees are disclosed prior to purchase.

By completing payment, you agree to the pricing and structure of the selected service plan.

Payments are processed securely through third-party payment processors. DMI Enterprises does not store full credit card details.

Failure to complete payment obligations may result in suspension or termination of services.

6. Refund Policy

Due to the nature of consulting and digital services, all sales are considered final unless otherwise stated in writing.

Refund requests must be submitted in writing to:

[email protected]

Refund eligibility is subject to the Performance Assurance Policy outlined below.

7. 120-Day Performance Assurance Policy

DMI Enterprises operates on a structured, compliance-based reporting correction process.

If, after 120 days from the official service start date, there has been no measurable movement related to reporting corrections submitted on the client’s behalf, the client may request a structured performance review.

To qualify, the client must:

  • Have completed all required intake documentation

  • Submitted all requested supporting documents

  • Maintained active participation

  • Made all required payments

  • Not initiated a chargeback or payment dispute

  • Not violated these Terms

Upon verification of eligibility, DMI Enterprises may, at its sole discretion:

  • Extend services at no additional cost for a defined period, OR

  • Issue a partial or full refund consistent with the service agreement

This policy does not guarantee deletions, approval decisions, score increases, or specific outcomes.

Results vary based on reporting agency response and individual reporting history.

8. Chargebacks & Payment Disputes

By purchasing services, you agree to contact DMI Enterprises directly to resolve any billing concerns prior to initiating a chargeback or dispute.

Initiating a chargeback without attempting resolution may result in:

  • Immediate termination of services

  • Submission of service documentation to the payment processor

  • Collection efforts where permitted by law

Fraudulent chargebacks may be pursued to the fullest extent permitted by law.

9. Cancellation Policy

Clients may request cancellation of future services by submitting written notice to:

[email protected]

Cancellation does not guarantee a refund unless eligible under the Performance Assurance Policy.

10. Intellectual Property

All website content, branding, materials, documentation, training resources, and processes are the intellectual property of DMI Enterprises.

Unauthorized reproduction, distribution, or sharing is prohibited.

11. Limitation of Liability

DMI Enterprises shall not be liable for:

  • Denied applications

  • Delayed approvals

  • Reporting agency decisions

  • Creditor decisions

  • Financial losses

  • Third-party actions

  • Indirect or consequential damages

Use of services is at your own risk.

12. Indemnification

You agree to indemnify and hold harmless DMI Enterprises from any claims, liabilities, damages, or expenses arising from misuse of services or violation of these Terms.

13. Third-Party & Platform Disclaimer

DMI Enterprises is not affiliated with, endorsed by, or sponsored by:

  • Meta Platforms, Inc.

  • Facebook

  • Instagram

  • Any reporting agency

  • Any lender or financial institution

All trademarks remain the property of their respective owners.

15. Arbitration 

Any dispute arising from these Terms shall be resolved through binding arbitration rather than court litigation, except where prohibited by law.

By agreeing to these Terms, you waive the right to participate in a class action lawsuit.

16. Modifications

DMI Enterprises reserves the right to modify these Terms at any time.

Continued use of services constitutes acceptance of any updated terms.

© 2026 DMI Enterprises. All Rights Reserved.

Disclaimer:


DMI Enterprises provides consulting services related to financial profile reconstruction and reporting accuracy. We are not a lender or financial institution. Results vary and depend on individual reporting history and cooperation with the process.

This website and its services are not affiliated with, endorsed by, sponsored by, or associated with Meta Platforms, Inc., Facebook, or Instagram.